Lesen Sie hier unsere Erfahrungen & Test mit Swaper, der estnischen P2P-Plattform. ✔️ Ist Swaper ein seriöser Anbieter? P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von. Created with Highcharts Swaper Wandoo Finance 0 0 3 3 Net Loan Portfolio 4Q 1Q 2Q 3Q 4Q 0 1 2 3 4.
Swaper ErfahrungenHinter Swaper, einem Person-to-Person (P2P) Kreditportal, steckt eine lettische Finanzgruppe namens “Wandoo Finance Group” mit Sitz in Riga. Das Geschäft. P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von. Created with Highcharts Swaper Wandoo Finance 0 0 3 3 Net Loan Portfolio 4Q 1Q 2Q 3Q 4Q 0 1 2 3 4.
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Gerade Roulette 4 Buchstaben - InhaltsangabeWas ist Swaper? Auch die Nutzung des Sekundärmarktes bleibt Microgaming Casinos kostenfrei. Top 5 P2P-Kreditmarktplätze für Privatanleger 1. Auch die anderen Kennzahlen sind sehr ähnlich.
Swaper was one of the platforms that best communicated with its investors during the COVID crisis, issuing no less than eight official updates through the Swaper blog, through which investors were kept up-to-date with the changes happening at Wandoo as well as the evolution of investment figures at Swaper.
Communication happens in perfect English, unlike other platforms that really struggle to issue coherent statements.
I really like this platform and the team have been extremely pleasant to deal with whenever I contacted them. The live chat support works flawlessly and the team will be happy to answer any questions you have with a cheerful but professional attitude.
Perhaps in the future, they can expand further beyond Wandoo, as I believe that would minimize the risk of depending on just one loan originator although it already operates in several different markets, which in itself minimizes risk.
I would recommend Swaper for those who want to diversify their P2P lending investments, for example using two or three other established P2P platforms to spread risk.
Mintos , Iban Wallet and Peerberry would be two candidates that I would recommend. You could also mix that with real-estate lending and equity platforms like EstateGuru and Crowdestate for a well-rounded portfolio.
Have you invested with Swaper yourself? Let me know about your experience in the comments section below. Join Swaper. Swaper is a platform that boasts a beautiful and clean web design as well as iOs and Android apps to easily manage your investments.
Jean Galea is a dad, amateur padel player, host of the Mastermind. How safe would you consider Swaper to be? My concern is that we do not know how well Wandoo Finance is doing financially.
Also, do you not think it is a bit odd that Swaper provides the buyback guarantee rather than Wandoo Finance?
I usually buy these kinds of reports whenever I need to check how companies are doing, as they are the same accounts that they post to the tax authorities every year.
I like the way that you presented the platform with all its pros and cons. We advise to diversify investments and carefully evaluate the risks.
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This allows the website to obtain data on visitor behaviour for statistical purposes. This is based on market forces, so there is no knowing how much you will be able to get your investment, nor whether or not anyone will want to buy them.
It is also notable that you have the option of selling all of your investment, or some of it. This is handy if you want to keep hold of your potential gains, and simply release enough funds to cover what you need.
If you need to speak with a member of the support team at Swaper, you can send them an email at info swaper. Take note, this is a local toll number in Estonia, so calling from an overseas number is likely to be costly.
As such, support is not available over the weekend. In terms of reviews available in the public domain, the general consensus is generally quite positive.
In fact, there are no common issues that have been brought to our attention, which is good. Although the platform has a TrustPilot rating of 3. The app is only available on both Android and iOS devices.
Nevertheless, the app allows you to perform the same account functions as per the desktop site. This means you can make investments, withdraw funds, and check the value of your portfolio at the click of a button.
We have covered a lot of different P2P loan platforms now, here are some other options to consider:. We also like the flexibility that the investment toolbox offers you, such as the ability to choose the size and duration of your individual loan agreements, and the option of backing loans in certain countries.
Crucially, the most important feature offered by Swaper is that of its buyback guarantee. This ensures that you do not lose out in the event that a particular borrower defaults on a loan.
Kane holds a Bachelor's Degree in Accounting and Finance, a Master's Degree in Financial Investigation and he is currently engaged in a Doctorate - researching financial crime in the virtual economy.
With a keen passion for research, he currently writes for a variety of publications within the Financial and Cryptocurrency industries.
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Notify me of new posts by email. Here's Our Review. By Kane Pepi July 14, Contents 1 What is Swaper? Ease of Use 9. Fees 8.
While I just described that about half of all my loans were bought back, I will try to minimize this effect as much as possible.
Luckily there is an accruing interest on late payments. Similar platforms to Swaper are listed below. The platforms listed also provide similar returns and issue consumer loans.
My conclusion is that Swaper is a very good platform for passive income. After you set the auto-invest there is nothing left to do.
You cannot chose between loan originators, loan types or industries. The above combined with the cash-drag on the platform makes the platform unfavorable.
However, I have received all my interest and principle. Therefore, the cash-drag and lots of buybacks do not equal to low-interest rates.
I would recommend Swaper for anyone who has the tolerance for the late payments. Remember you will accrue interest even when the loans are late.
No investment is ever safe. However, Swaper is like a stock broker, they distribute the loans. Therefore, Swaper is safe, but the loans you can be unsafe.
The buyback offered by Swaper gives the investor compensation for both principal and interest if the borrower fails to repay the loan within 30 days.
Add Comment. Save my name, email, and website in this browser for the next time I comment. Post Comment. Table of Contents.
Total cumulative investments on Swaper. Sign up process on Swaper. Loan list and availability of loans.
Auto-invest on Swaper. Swaper Trustpilot. Swaper Mobile App. Swaper Portfolio Value — December Is Swaper safe? What is the intereste on Swaper?
Buyback Guarantee on Swaper The buyback offered by Swaper gives the investor compensation for both principal and interest if the borrower fails to repay the loan within 30 days.